Professional Liability

What E&O practices and procedures best protect an agency?

Remember in 1994 when Stella Liebeck spilled coffee in her lap, suffered third-degree burns and sued McDonald’s for damages? It’s a prime example of vicarious liability—just one of many unique exposures in the franchise industry.

For every dollar a consumer spends in the U.S., 50 cents goes to a franchise. It’s not the simplest professional liability niche to sell and service, but your agency would be wise to consider playing in this space. Here’s what you need to know.

The many moving pieces of professional liability insurance make it a challenging market to service. For independent agent Dick Clarke, that’s exactly what makes it so enjoyable.

In federal courts alone, the number of suits related to employment grievances has increased by more than 400% in the last 20 years. Rockwood’s new EPLI policy shields employers and directors & officers, plus all current, former and prospective employees.

Here are a few workflow-related exposures that can give rise to E&O situations—and how to approach them properly.

Cyber liability, design-build contracts and stricter insurance requirements are three coverage developments currently affecting the highly competitive architects & engineers market. Here’s how to protect your clients.

Employee claims of discrimination, wrongful termination, retaliation and more can be costly to a restaurant’s bottom line. To address these issues, ProHost USA rounds out its restaurant package with an employment practices liability insurance endorsement.

Not every agency can hire a winning trial lawyer with E&O experience as in-house counsel. Take these more feasible steps to prevent future E&O claims.

Competition in the architects & engineers space is fierce as more than 60 companies vie for the business. Here’s what you need to know about the market to be an effective adviser.