Professional Liability

An errors & omissions claim against an agent can often devolve into the agent’s word against the client’s. Your best weapon against this type of case: documentation of the facts.

For product liability or commercial clients, QBE North America offers a new manufacturing errors & omissions endorsement as a standalone form that combines three key coverages—product, impaired property and work—in one form.

Offering insurance packages to protect clients’ various interests comes with inherent risk. That risk increases alongside the client’s net worth.

To protect accounting professionals and boost the security and success of CPAs, CAMICO and Berkley Alliance Managers’ new CPA policy offers continuity of coverage for potential claims, enhanced cyber coverage and more.

Can your small commercial client afford $25,000 to defend against an employee complaint?

Property owners and managers are struggling to keep up with modifications to Department of Housing and Urban Development regulations—and finding themselves unprotected when it comes to discrimination suits.

Thanks to a recent court case which changed a long-standing rule regarding control of employees, employers that use staffing agencies, independent contractors or franchisors now face an EPLI risk they did not have in the past.

What E&O practices and procedures best protect an agency?

Remember in 1994 when Stella Liebeck spilled coffee in her lap, suffered third-degree burns and sued McDonald’s for damages? It’s a prime example of vicarious liability—just one of many unique exposures in the franchise industry.

For every dollar a consumer spends in the U.S., 50 cents goes to a franchise. It’s not the simplest professional liability niche to sell and service, but your agency would be wise to consider playing in this space. Here’s what you need to know.