Commercial Lines

On the Horizon

Independent agents can expect modest increases in commercial lines pricing to continue in 2014. Rate hikes are expected to remain in the low- to mid-single digits at best—better news than a softening market.

Turf War

Although the shift of selling personal insurance online is clear, new battle lines are being drawn in the commercial lines space. Independent agents still consider it their territory—but is that changing?

Navigating E&O Exposures for Workers Comp Claims

Each year, thousands of individuals become ill while employed or are injured on the job. In such circumstances, an employee may be entitled to workers compensation benefits as provided by federal and state law. And that means almost all businesses need ad

Reduce Agency E&O Exposures for Mobile Devices

Technology provides solutions for better and faster service. It also makes communicating with clients easier. But sometimes, technology makes communicating with customers too easy—and too easy to forget about the need to document communication.

The Case of the Fishy Sport

The Reverend Roy wants to sponsor a children’s fishing contest, but is doubtful the church’s CGL coverage would apply to any cases of bodily injury at the event, if they were to occur. His reasoning hines on the contest being considered a sport—and Ace is

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