Commercial Lines

As Restaurants Evolve, So Do Their Insurance Needs

For six years in a row, the restaurant industry has reported significant sales and job creation growth—thanks in large part to restaurants experimenting with new ways to not only draw us to their tables, but also bring their tables to us.

From the Front Lines: Restaurants

Rene Hernandez asked a lot of questions when he started out in insurance. That strategy became a theme in his career—especially after he decided to leverage local relationships and become an expert in insuring restaurants.

Trendy Wine Bars Need Tailored Coverage

ProHost now offers a unique insurance package on admitted paper so agents and brokers don’t have to go to the excess & surplus market to find coverage for wine bars.

In the Hot Seat: Private Company D&O

D&O claims against public companies have subsided since the 2008 recession. Now, it’s private company D&O in the spotlight. Find out what’s going on in this high-profile market—and how can you leverage it to grow your agency’s book.

Hired and Non-Owned Auto Liability Coverage: Excess Over What?

When hired auto liability coverage is under a commercial general liability or BOP form and the coverage is “excess,” what is it excess over: the rental firm’s liability coverage, the employee’s auto liability coverage or both?

4 Builders Risk Coverage Trends Affecting Contractors

Thanks to the ongoing U.S. construction boom, the builders risk insurance market is currently a viable source of revenue for your agency. But in order to play, you first need to understand what you’re getting into.

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