In the aftermath of a construction accident, North Carolina’s Outer Banks has no power for up to a month. Would your clients be able to survive such a devastating loss of income?
As new risks continue to emerge at a dizzying pace, new insurance products are cropping up constantly. And even a veteran insurance agent can run into trouble placing these new coverages.
When Hobson Insurance founder Dale Longfellow noticed local sporting goods stores had trouble getting insurance, he joined forces with a buying group that enabled independent stores to buy merchandise together in order to compete with big-box names.
Independent agent Mike Beaulieu says his restaurant experience makes his hospitality clients more comfortable working with him—”it’s not someone just blowing smoke.”
Today, federal tax rules span about 75,000 pages. The complexity of the tax code leaves more room for error—but Great American Insurance Company and the Herbert H. Landy Insurance Agency have a broad coverage solution for your accounting clients.
Many small business owners—especially young entrepreneurs—are starting to seek out only the most convenient, cheapest insurance solutions via online-only platforms. Are these types of prospects worth your time?
Independent agents continue to dominate commercial lines while rivaling direct response writers and captive carriers in personal lines business, according to the 21st Market Share Report from the Big “I.”
It’s an uncertain time for your small commercial clients as important issues like health care and tax reform continue to be shifting targets.
Since starting an independent agency with his wife about a decade ago, Shane Page says small businesses and the owners who run them are the “building blocks” of the business.
After a contractor installs a new heat exchanger and winterizes the system, it sustains damage from freezing. Can the carrier deny the claim?
