Commercial Lines

How do you corner the workers comp market as an independent agent? First, learn experience mods inside and out, says Andrew Atkinson. Second, “it’s not enough to just know it—you have to know how to explain it to somebody who runs a business.”

It’s easy to place a professional liability policy for a nurse, CPA or attorney. But what about a canine beautician, private investigator, meteorologist or credit bureau? If you’ve ever been afraid of losing a professional liability client or prospect bec

After a restaurant owner finds the dead body of one of his employees in his walk-in cooler, the Health Department orders destruction of all stock and inventory in the cooler, as well as disinfection of the cooler.

In most states, independent contractors are not required to carry workers compensation. But the emerging sharing economy requires new ways of thinking about insurance protection. In response, OneBeacon developed an affordable product initially designed fo

All businesses have some exposure to employee theft, but companies with fewer than 100 employees disproportionately bear the brunt of this problem.

Even if its building or contents are horribly underinsured, a business could still reopen after a catastrophe—as long as it has sufficient business income coverage.

Just because workers compensation insurance is mandatory doesn’t mean you can afford to be lazy. To make the client/agent relationship count, you have to be proactive.

What’s driving rate decreases in workers compensation? Here’s what you need to know about the challenges this market faces in 2017 and beyond.

Your clients have employees who are willing to travel across state lines to get the job done. But will their workers comp coverage follow?