Many smaller restaurants only serve a little bit of wine or beer—and therefore don’t think they need liquor liability insurance. But “that doesn’t exclude you from having a claim,” says independent agent Melinda Langworthy. “I still recommend getting the
Placing special events coverage for a client is generally not the cakewalk you were expecting.
Is it acceptable for a carrier to require subcontractors to carry limits equal to the general contractor’s in order to be considered “adequately insured”?
An agent is issuing a new certificate of insurance with policy limits of $1 million/$2 million. The agent knows of a $500,000 claim. What policy limits should be shown on the COI?
It all comes down to the factors used to calculate each amount. Would you be able to explain it to a client?
As exposures and risks for educational institutions continue to evolve, The Hanover responds with an enhanced education product designed to give educators a total solution for all their insurance needs.
Because the amount of cyber coverage available is normally several million dollars, the potential errors & omissions exposure for mishandling such a policy is substantial.
After graduating college, Cameron Annas was eager to carve a place for himself at his parents’ agency. He took a sales call with Challenge Design Innovations, a zip line manufacturer struggling with workers comp—and struck gold in an underserved industry.
Aside from lawyers, doctors, accountants and architects, selling professional liability insurance to niche markets is a relatively new practice. Are you able to outline scenarios that drive home the importance of this coverage?
Since starting her insurance career in her dad’s agency at age 14, independent agent Nancy Nicklow has discovered there’s more to professional liability risk than meets the eye.