Commercial Lines

About half of agencies currently specialize in a market like construction and contractors, restaurants or ag. Here are three ways to start developing your niche.

The U.S. construction industry generates nearly $1 trillion worth of structures each year—and that translates to big opportunities for your builders risk insurance book in 2018.

Independent agent Shelli Lucus-Kennedy comes from a family of developers. “I speak builder,” she says—and that has helped her carve out a significant niche in the construction industry over the course of her 40-year insurance career.

A contractor is being required to sign a contract containing the following wording: “General Liability and Auto Liability policies shall contain a provision that any breach by Contractor of any warranty, covenant, or representation in any of the policies

Understanding dram shop law in every state where you have a liquor liability client is crucial to succeeding in this market. But that’s not all it takes.

Travelers developed a new endorsement that offers additional support to directors & officers who are asked to appear at meetings or produce documents as part of an internal corporate investigation.

Social engineering attacks continue to grow in sophistication and frequency, costing companies millions of dollars—and putting client data and confidentiality at extreme risk. Beazley’s new policy provides coverage up to $5 million in excess of underlying

More carriers are adding this endorsement to the commercial general liability policy to exclude losses arising out of subcontractor-caused damage to a contractor’s work.

Nearly one-third of losses at bars, taverns and nightclubs arise from assault and battery claims. And thanks to various coverage restrictions on assault and battery, the line between liquor and general liability claims is not always clear.