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The financial strain of long-term care (LTC) can be significant, but the option of a hybrid LTC and life policy combination opens up another avenue for agents to present to their clients.

The coverage combines core contractors pollution liability (CPL) coverage with a limited control of well (COW) extension, offering more comprehensive protection for remediation projects.

Safety technology is a fast-evolving, dynamic field with advanced use of data analytic tools and artificial intelligence (AI) powering its evolution. Here are four common factors related to using safety technologies in the workplace.

“For the family, it is the love letter that someone can leave to another member that protects and benefits them,” says independent agent David Wasson. “It can be useful for everything from final expenses and loan protection to creating an estate.”

Educating consumers about the benefits of an LTC plan—whether that plan is to rely on government-funded care, buy insurance or cover LTC expenses with personal assets—is key.

While factors like increased repair expenses, more frequent claims and stricter regulatory requirements are responsible for over a decade of premium increases, insurance remains a large cost of doing business.

CNA is extending its commitment to the excess & surplus market,, bringing specialized solutions and critical capacity to clients.

Trucking companies faced $165 million in nuclear verdicts in 2023, with an increasing trend of thermonuclear verdicts. Mounting costs from these large verdicts present significant challenges for the commercial auto insurance market.

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Help tree care clients stand out in the eyes of an underwriter by taking submissions beyond the basics.