How Weather-Related Losses Forced Farmers and Crop Insurance to Adapt
Extreme weather has been impacting the agricultural industry for years, with crop insurance providing support for many of the losses experienced.

Extreme weather has been impacting the agricultural industry for years, with crop insurance providing support for many of the losses experienced.
“To me, it seems to be at the center of insuring families,” says independent agent Billy Wagner. “Our goal wasn’t just to sell policies but to facilitate informed purchasing decisions through education and simplification.”
At a time when agencies are feeling the squeeze from increasing operational costs and companies cutting commissions, solidifying relationships will help retain clients and protect income.
Independent agents can make sure their public entity clients understand their risks and have the insurance protection they need at a price they can afford.
Atlas is able to write businesses with high experience modifications, large accounts, high- to low-hazard solutions, new ventures and businesses with up to a 30-day lapse in coverage.
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Couple the unique risk exposures of public entities with continued economic challenges such as inflation and labor shortages, and “Groundhog Day” may be set to continue.
The product is a streamlined site pollution liability policy providing coverage enhancements that are relevant to middle market and Fortune 1,000 companies.
Over the past 20 years, the number of individual specialty crops insured under crop insurance programs increased by 27%, and in October 2023 the USDA announced expanded coverage options for specialty-crop and organic producers.
High net-worth individuals and farmers looking to diversify their income streams through agritainment must also factor in the potential risks associated with these types of operations.