Royal Neighbors, one of the first insurers to focus on women empowerment and financial stability, offers the Promise Plus cancer waiver rider on its universal and whole life products. The most recent addition comes to its new term life offering, JETerm.
For product liability or commercial clients, QBE North America offers a new manufacturing errors & omissions endorsement as a standalone form that combines three key coverages—product, impaired property and work—in one form.
Don’t spend hours online. This agent found an easier way to put together a prospect list.
By: Volume 114, No. 2
Smaller agencies can’t compete in the city—or so says conventional wisdom. But the 2016 Future One Agency Universe Study suggests otherwise.
As the threat of directs and disruptors weighs heavy on standard personal lines, high net-worth insurance is a smart target for independent agents. How has this lucrative industry morphed in recent years, and what lies ahead?
Offering insurance packages to protect clients’ various interests comes with inherent risk. That risk increases alongside the client’s net worth.
Home value, premium size, number of residences—what factors do carriers consider when determining what constitutes a high net-worth client?
Big moments in clients’ lives correlate closely with insurance shopping and defection. Here’s how to be intentional about integrating important life events into a retention marketing strategy.
In a high-consolidation atmosphere, small agencies face enormous pressure to either join a cluster or sell to a larger firm. Instead, use technology to enhance your biggest strengths: speed and adaptability.
