The carrier is covering water damage to a nail salon’s pedicure platforms, but says the restoration expenses to remove the water and mold should be paid by the landlord’s policy.
An insured owns a shopping center with several restaurants. Failure to comply with the protective safeguards listed in the endorsement over which the insured has control would result in no coverage for a fire loss.
After a lawn irrigation pipe ruptured, water flooded the insured’s home and caused damage to the basement.
If an insured has a fire within a rented space that consumes it and moves outward into the neighboring retail space, what limits would respond?
A laundromat had a fire claim that damaged the bolted-down washing machines and dryers, which the carrier contends are considered personal property.
A college student lends his car—which is covered on his parents personal auto policy—to a roommate, who gets in an accident.
An insured installs and services bank equipment, including ATMs, which are stored at warehouses. The carrier says the warehouse is responsible for the property while it’s being stored, and won’t provide any coverage to the insured.
Does only the named insured have liability coverage extended by the standard ISO personal auto policy or would a named driver also have coverage?
An insured’s commercial building is almost finished construction. At what point does property coverage begin for the new construction under policy form CP 00 10 10 12 and corresponding form CL CP 00 34 10 18?
An insured pays an individual who uses their own car to shop and run errands. How can the insured acquire coverage for their vicarious liability from hiring the shopper?
