Restaurant & Bars

While restaurateurs continue to deal with industry changes that emerged during the pandemic, they now also face a rapidly changing competitive landscape.

The rise in boutique alcohol producers, from microbreweries to distilleries and wineries, has presented increased risks and complexities in the liquor liability marketplace.

The hospitality industry has been forced to reinvent itself by embracing game-changing tactics including online ordering, curbside order pickup and to-go beer and cocktails.

“The rate increases year over year are taking a toll on our clients, and businesses can’t survive,” says independent agent John Heist. “While agency owners love the hard market, it’s the account managers and producers that must deliver the increases, whic

The carrier cancelled coverage based on inspection results from a third-party inspector, but claims the inspection is the inspector’s intellectual property and won’t release a copy.

Is assault and battery coverage on a liquor liability form and a commercial general liability form the same?

How can we simplify the renewal process each year for an account with so many locations under different LLCs?

“The coronavirus pandemic has decimated the industry,” says independent agent Craig Balco. “Many restaurants, especially the new ones, are on such tight budgets that they really need to stay on track with their finances just to stay open.”

As restaurant owners recover from an extremely difficult year, working collaboratively with an agent is key. Here are three ways agents can help their clients as they return to some sort of normalcy.

Restaurant owners had to become innovative if they had any chance of succeeding over the past year. These changes introduced new risk exposures impacting their insurance policies.