Alcohol Delivery Makes its Way into the Liquor Liability Mainstream
The hospitality industry has been forced to reinvent itself by embracing game-changing tactics including online ordering, curbside order pickup and to-go beer and cocktails.
 
	The hospitality industry has been forced to reinvent itself by embracing game-changing tactics including online ordering, curbside order pickup and to-go beer and cocktails.
 
	“The rate increases year over year are taking a toll on our clients, and businesses can’t survive,” says independent agent John Heist. “While agency owners love the hard market, it’s the account managers and producers that must deliver the increases, whic
The carrier cancelled coverage based on inspection results from a third-party inspector, but claims the inspection is the inspector’s intellectual property and won’t release a copy.
 
	Is assault and battery coverage on a liquor liability form and a commercial general liability form the same?
 
	How can we simplify the renewal process each year for an account with so many locations under different LLCs?
 
	“The coronavirus pandemic has decimated the industry,” says independent agent Craig Balco. “Many restaurants, especially the new ones, are on such tight budgets that they really need to stay on track with their finances just to stay open.”
As restaurant owners recover from an extremely difficult year, working collaboratively with an agent is key. Here are three ways agents can help their clients as they return to some sort of normalcy.
 
	Restaurant owners had to become innovative if they had any chance of succeeding over the past year. These changes introduced new risk exposures impacting their insurance policies.
 
	Restaurant Guard’s Employment Practices Liability Protection mitigates the unique set of risks that can threaten the health and sustainability of a restaurant.
Chubb Small Commercial Insurance has expanded its appetite to include casual dining, caterers, fast food, fine dining, food trucks and more.