Personal Lines

As many as 53% of consumers have shopped online for homeowners insurance in the past 12 months, and 61% are likely to do so in the future, according to a new Chubb survey.

As proof of insurance on a home equity loan, a bank is requesting the homeowners policy declaration page and will not accept a binder. Is the bank correct?

When it comes to claims, the RV market is beginning to resemble the broader auto space. Here are three auto-like factors that will continue driving RV insurance rates in 2019.

Over the past several years, independent agent Nick Pembroke watched the RV market perform well. “The economy has bounced back and people have felt like they have the money to invest in these kinds of things,” he says. “It’s kind of a bonanza for our agen

Eyeing the high net-worth personal lines segment as a potential growth opportunity in 2019, but not sure where to start? Here are six ways to make sure you’re going after this business as effectively as possible.

How can a carrier justify charging a premium based on a value of $11,900 and then make a settlement offer of only $7,019?

A raccoon gets into an insured’s boat and causes damage. Can the carrier deny the claim based on an animal damage exclusion?

By now, the case for cyber is clear on the commercial side. But high net-worth insureds have unique exposures that have driven many carriers to address cyber as a personal lines risk as well.

Heavy catastrophe seasons in recent years have hit the high net-worth personal lines market particularly hard. Here’s what you need to know to deliver the right insurance solutions to your affluent clients.

In December 2017, the value of bitcoin hit an all-time high of $20,000, making it the type of commodity owners need insured. But just a few months later, Tokyo-based exchange Coincheck reported a loss of around $534 million worth of coins to hackers.