Personal Lines

The accelerating rise in global temperatures is increasing the likelihood of extreme weather events, leading prominent members of the insurance industry to start taking climate change seriously.

Considering water damage is the leading cause of property losses for homeowners, it’s crucial to help your personal lines clients not only obtain the right insurance coverage, but also take important risk mitigation steps to prevent claims from happening

Will homeowners liability insurance cover bodily injury, property damage and host liquor liability at a rented space for a wedding reception, or is special wedding liability insurance necessary?

Whether it’s a leaky pipe or a problem with the connection between the refrigerator and the icemaker, non-weather water damage can be more devastating than you think.

Independent agent Heather Brummels is noticing that a lot of baby boomers are moving their homeowners insurance away from captive agents. “Many of these folks are starting to shop around to find equivalent and sometimes better coverage for a lower premium

A named insured owns a duplex, where she lives in one unit and her son and his wife live in the other unit rent-free. Do the son and daughter-in-law have coverage for their contents and liability under the mom’s HO-3 policy, or do they need to purchase th

How can insureds secure coverage for physical damage to a rented e-scooter or e-bike, and, more importantly, their personal liability?