An insured’s daughter is attending a military service academy starting this fall. Under the insured’s personal auto policy, is the daughter still considered a “family member”? If so, is she covered for non-owned autos?
Undervaluation of homes over an extended period creates problems beyond the one-time claim, especially during catastrophe events when losses quickly exhaust coverage limits.
Independent agent Erin Schaaf writes homeowners insurance in coastal areas. “One of the biggest challenges we face is the introduction of wind/hail, named storm and hurricane deductibles,” she says. “They’re difficult for customers to understand, especial
Nobody is requiring your clients to purchase a personal umbrella policy, which makes it unlikely that they’ll ask you about the coverage. Here are four ways to start the conversation—and keep returning to it.
OneAmerica recently launched two new term life insurance products designed to offer more flexibility and help clients get the best coverage.
Independent agent Priya Arora finds that many of her clients think they don’t need the added protection that a personal umbrella provides. “They don’t like to think about lawsuits, but they need to be educated about the risk,” she says.
As e-bike sales accelerate, the trend is creating issues in the bicycle insurance space.
The answer depends on the carrier—and where the hot tub is located.
On a homeowners insured’s property, severe microbursts knock down 12 large trees, causing damage to the insured’s house, outbuildings, fences and more.
Accenture estimates the life insurance gap at approximately $12 trillion for U.S. middle-market customers, with $12 billion in revenue to be gained by simply serving them. Yet independent agents often overlook the middle market because high acquisition co
