Personal Lines

With just 2-3% of new customers entering the personal lines auto insurance market each year, direct companies and independent agents are best positioned to capture this portion of the market.

Your ability to provide a life insurance solution adds significant value to your relationship with your clients, while also improving your client retention and adding revenue per account for your agency.

A home inventory is the cornerstone of overall disaster preparedness. Here’s what you can do to make creating one as stress-free and convenient as possible for your homeowners clients.

A majority 82% of homeowners say they would need to make renovations to their home to comfortably age in place. Here are four key areas to focus on.

Adopt these five strategies to help your agency contend with new online tools that give customers easier access to quotes and the ability to comparison shop for themselves.

An insured’s daughter is attending a military service academy starting this fall. Under the insured’s personal auto policy, is the daughter still considered a “family member”? If so, is she covered for non-owned autos?

Undervaluation of homes over an extended period creates problems beyond the one-time claim, especially during catastrophe events when losses quickly exhaust coverage limits.

Independent agent Erin Schaaf writes homeowners insurance in coastal areas. “One of the biggest challenges we face is the introduction of wind/hail, named storm and hurricane deductibles,” she says. “They’re difficult for customers to understand, especial

Nobody is requiring your clients to purchase a personal umbrella policy, which makes it unlikely that they’ll ask you about the coverage. Here are four ways to start the conversation—and keep returning to it.

OneAmerica recently launched two new term life insurance products designed to offer more flexibility and help clients get the best coverage.