Personal Lines

Is it a good practice to run motor vehicle record checks on behalf of an insured?

If your commercial auto clients want a safe fleet, they need to start with safe drivers. Learn key steps to weed out the good drivers from the bad.

When it comes to commercial auto insurance, independent agent Michael Graham says that agents need a unique combination of skills to help clients navigate the complicated market.

In 2018, commercial auto losses increased for the fourth consecutive year. However, numbers show there may be cause for optimism in this tough market.

Industry trends suggest smaller agencies are more likely to be personal lines-dominant. Here’s why that isn’t always the case—and how agents are writing personal lines into their long-term plan.

Insurance Services Office filed 30 changes to its personal auto policy program effective Sept. 1, 2018. Over a year later, most carriers have adopted the new language. How well do you understand the changes ISO made to the base PAP form?

In a market dominated by captives, The Canopy Group converts 1,500-plus new personal lines clients per year. The strategy: Educate consumers about the advantages of independent agents.

Taylor Insurance Agency gave Lynn Salinas her first part-time job when she turned 16. Nearly four decades later, Salinas runs the only business she’s ever worked for—if you don’t count the family beef farm where she was raised.

The named insured on an HO3 policy dies but has an adult child who had been living with them for over a year. How does the named insured’s passing affect coverage for the resident relative?

The average recovery time for roof repairs after a sever hailstorm is more than five months, which exacerbates the issues hail poses to property owners.