3 Ways to Help Your Clients Assess Their Options in a Challenging Economy
There are opportunities for agents to bring solutions to the vast numbers of Americans who are worried about saving for retirement, rising living costs and managing debt.
Personal Lines
Auto Claims Consign State Farm to Its Largest-Ever Underwriting Loss
State Farm’s record underwriting loss was due to rapidly increasing claims severity and significant additions to prior accident year incurred claims.
Umbrella and Excess Market Update: Reinsurance, Large Settlements Driving Up Cost
Carriers are targeting rate increases of 8% or so on their books, with most of the increase needing to come in the lead layer.
Only 9% of Homeowners Adjusted Limits for Inflation, Supply Costs
While construction costs on single-family homes were up nearly 17% in 2022, 56% of homeowners have not reviewed their homeowners policy in the last year.
The Forecast for Solar Panels and Homeowners Insurance
More and more homeowners may be considering making the change to powering their homes with solar panels. But what does that mean for homeowners insurance?
Protect Your Clients by Addressing Common Homeowners Insurance Misconceptions
By addressing these misconceptions, you can ensure your customers won’t have a claim denied because they have the wrong coverage.
Does Uninsured Motorist Property Damage Coverage Apply to Unscheduled Trailer?
An insured vehicle is pulling an owned, non-insured trailer. An uninsured motorist ran a stop sign and broadsided the trailer pulled by the insured vehicle.
TikTok Trend Forces Carrier Withdrawals as Hyundai and Kia Step Up Theft Deterrents
The social media trend led to a wave of vehicle thefts and forced two prominent insurance carriers to announce that they will be limiting applications for coverage.
AIG to Form Independent MGA to Serve High Net-Worth Markets
AIG’s Private Client Group (PCG) business will move to this new independent platform and be rebranded as Private Client Select Insurance Services (PCS).
Insuring Jewelry: Homeowners, Personal Articles Floater or Standalone Policy
Jewlery is a popular gift for Valentine’s Day. Make sure your client’s new investment is protected no matter what.
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