Personal Lines Rate Increases Moderate in Q1 2023
While homeowners and personal articles insurance on a composite basis were down slightly in the first quarter of 2023, auto insurance rates increased.
Personal Lines
Applied Underwriters Launches Homeowners MGA
Applied Home National Underwriters will act as a managing general agent and will represent eight carriers, five from Applied and three from other carriers.
4 Studies That Reveal Distracted Driving Is Worse Than You Thought
Here is a collection of findings from recent studies that reveal the true extent of distracted driving in 2023.
Turn the ERC Into Life and Annuity Commissions
The Employee Retention Credit creates a great opportunity for agents to help their clients funnel tax credit money back into annuities and life insurance.
8 Personal Auto Insurance Predictions: What’s In and What’s Out?
As the market appears to be deteriorating, find out what’s in and what’s out in personal auto insurance in the year ahead.
Is Providing a Replacement Cost Estimate to Lenders an E&O Exposure?
Mortgage lenders are requiring agents to supply a replacement cost estimate (RCE) for refinance closings. Is this something the agents should be doing?
Perfect Storm Creates ‘Hardest Market Cycle in a Generation’
Rising economic and social inflation, supply chain constraints, catastrophic weather driving up losses, and historic cost increases for reinsurance has led to significant pressure on the property-casualty industry.
Symbols 1, 8 and 9 and Non-Owned and Hired Auto Coverage
Can a general contractor with hired auto coverage hire a dump truck company and be protected in the event that the trucking company’s insurance was invalid or denied coverage?
‘Worrying Sign’ as Homeowners Repair, Claim Times Increase but Digital Usage Declines
Severe events, inflation and supply chain-related concerns coupled with the strain on digital tools has led to increased dissatisfaction among homeowner clients.
Spring Cleaning: 6 Ways to Help Homeowners Prevent Losses
Agents can help clients understand that spring isn’t just a time to prepare their home for the season ahead, it’s also a time to check for damage done during the winter months before it becomes an insurance claim.
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