Should Homeowners Purchase a Builders Risk Policy for Renovations?
An independent agent can provide the benefit of their knowledge and expertise to ensure their clients are adequately covered during a home renovation or remodeling.
Personal Lines
Dream House: Avoid an E&O Nightmare During the Course of Construction
Builders risk coverage is a necessity for new construction, remodeling or renovation. Your knowledge of the coverage provided, extensions and exclusions is crucial to protect your client and your agency.
Beazley Launches Tornado Crisis Product
The first admitted parametric tornado disaster benefit insurance for homeowners covers up to $15,000 to help pay for immediate out-of-pocket costs and the homeowners insurance deductible.
Condo Policy: Personal Liability vs. Damage to Property of Others
If a client with an HO6 policy leaves his bathtub on and it overflows and damages the unit below, how is the damage covered?
2023 P&C Combined Ratio Forecasted to Deteriorate to 103.8
The projection is worse than the 102.2 combined ratio predicted earlier this year, according to projections by the Insurance Information Institute and Milliman.
Is Running an Errand for an Employer Excluded from PAP as Public or Livery?
A delivery driver had an accident while running an errand for his employer in his personal auto, but his carrier has denied the claim based on the public or livery exclusion.
Service Line Endorsement: Is Damage to a Drain Field a Covered Loss?
A mound system drain field failed, but the carrier denied the claim because piping wasn’t damaged.
AM Best: Downgrades Outnumber Upgrades in 2023
AM Best downgraded 32 property & casualty companies’ credit ratings in the first half of 2023, including 21 personal lines insurers.
J.D. Power and Big ‘I’ Study: Agents’ Carrier Relationships in Hard Market
In the current hard market environment, independent agents are proactively shopping ahead for their clients more than they have in the past.
How Agents Can Benefit From a Rebounding Life Insurance Market
For independent agents, selling life insurance has traditionally involved more effort than other lines of business, but today the life insurance market is ripe with opportunity.
Filters
- Government Affairs (2)
- ACT (14)
- Trusted Choice (6)
- Virtual University (74)
- E&O Guardian/Professional Liability (12)
- Big I Employee Benefits (55)
- Diversity (1)
- Big I Hires (2)
- Research (3)
- Young Agents (1)
- Big I Flood (11)
- Big I Alliance (70)
- Big I Retirement (3)
- Trusted Choice Relief Fund (1)
- Big I Personal Umbrella (3)