Personal Lines

Rising premiums are impacting personal auto clients, who are searching for ways to curb their expenses—including driving without coverage.

“Personal lines insurance is a fundamental part of modern life and is vital in safeguarding individuals, families, property and their wellbeing,” says independent agent John Deichl. “It is complex, ever-changing, technology-driven and way more interesting

Winter brings off-roading season and an opportunity to position yourself as a trusted advisor. Here are some common mistakes that customers make when insuring their vehicles.

An independent agent can provide the benefit of their knowledge and expertise to ensure their clients are adequately covered during a home renovation or remodeling.

Builders risk coverage is a necessity for new construction, remodeling or renovation. Your knowledge of the coverage provided, extensions and exclusions is crucial to protect your client and your agency.

The first admitted parametric tornado disaster benefit insurance for homeowners covers up to $15,000 to help pay for immediate out-of-pocket costs and the homeowners insurance deductible.

If a client with an HO6 policy leaves his bathtub on and it overflows and damages the unit below, how is the damage covered?

A delivery driver had an accident while running an errand for his employer in his personal auto, but his carrier has denied the claim based on the public or livery exclusion.

A mound system drain field failed, but the carrier denied the claim because piping wasn’t damaged.