4 Ways to Embrace an Entrepreneurial Mindset
Agents who are considering taking the leap into agency ownership—or those who are already agency owners and are looking to up their game—should cultivate an entrepreneurial mindset.
Personal Lines
Leverage Technology to Transition From Personal to Commercial Lines
With the changing landscape in the personal lines market due to the hard market, personal lines agents may be thinking about diversifying their revenue.
P&C Industry Results Improve Despite 2024 Underwriting Loss
U.S. property & casualty insurers posted an underwriting loss of $2.6 billion for 2024, a significant improvement from the $24.6 billion underwriting loss recorded in 2023, according to AM Best.
How to Explain the Homeowners Market to Your Clients
As homeowners premiums increase agents can help create understanding through education on why costs are up and what coverage options are available for their clients.
Does a PAP Cover Stepdaughter Borrowing Car and Living in Different State?
A client owns a car, which is titled in her name, and gives it to her stepdaughter to drive. How should the personal auto policy be written?
Builders Risk vs. Homeowners Endorsements for Luxury Home Renovation
A client is planning a $400,000 house renovation. Would a builders risk policy be the best option to cover the renovation, or are there specific ISO homeowners endorsements that can be added?
Couples Consider Joint Insurance Equivalent to Tying the Knot
While engagements and cohabitation have long been the hallmarks of commitment, a recent Nationwide survey found 42% of renting couples see sharing an insurance policy as the modern equivalent to marriage.
Building Resilient Homes While Keeping Homeowners Coverage Up to Date
It’s important that homeowners who undertake home improvements talk to their agent about what they’re planning to do or what they have done to better understand how that affects their insurance premiums and coverage.
From the Front Lines: Homeowners
“A home is a major financial investment for most people and if something bad happens to it, inadequate insurance can ruin their financial lives,” says independent agent Kelley Kimble. “As a homeowner myself, the adequacy of the policy is the greatest factor in my purchasing decision.”
Reconstruction Costs Up 60% Since 2014
The significant increases were driven by inflation, labor shortages and supply-chain disruptions, according to a Verisk report.
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