Certificates of Insurance: FAQs and Answers
Certificates of insurance (COIs) account for plenty of headaches. Here are answers to some common questions asked during Big “I” Virtual University webinars.
Commercial Lines
4 Important Product Recall Insurance Terms for Small Businesses
A product recall policy is much broader than its name suggests, covering recalls, stock recoveries when the product is still in the insured’s possession, and market withdrawals.
Counting the Costs of the Growing Threat from Wildfires
Wildfires are becoming more frequent, more destructive and more costly. Here are five ways to better manage wildfire risk.
Breaking Bad: Is Meth Lab Cleanup Costs Covered as Vandalism Damage?
An apartment housing management company discovered high methamphetamine presence after evicting a tenant. The carrier denied the cleanup claim, saying that meth damage isn’t covered under vandalism.
The Hanover Releases State of Specialty Insurance Report
The report studied how agencies approach specialty lines, such as the key factors they consider in the placement decision-making process.
Why Small Businesses Need Product Liability and Product Recall Coverage
Even though small businesses put a lot of work into manufacturing high-quality products, there is always the chance that products could fail to work properly and cause harm to a consumer.
Colonial Surety Combines Fiduciary and Cyber Liability Coverages
The package includes coverages that protect the assets of the retirement plan and the personal assets of the business owners and others involved in the management of the plan.
Why E&S Professional Liability Is Going Through Some Rightsizing
As many carriers left unprofitable and volatile lines of business, the excess & surplus market grew to meet demand—and now rates are rising to match.
Solving E&S Challenges with Technology
The lack of digitization in the excess & surplus market has been holding carriers, agencies and customers back. These challenges can be addressed with technology solutions.
From the Front Lines: Excess & Surplus
“The surplus lines industry is very nimble and can adjust to the changing economic climate very quicky,” says independent agent Tony O’Donnell. “As standard markets change their appetite, then the surplus lines market has to change even quicker to maintai
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