Commercial Lines

Does a host liquor liability coverage amendment in a business owners policy respond when the insured pays for a hosted bar at regular events?

What EPLI underwriters learned—and what cyber underwriters have come to understand—is that protecting companies from costly claims must start with being proactive about risk management.

An insured’s client keeps rejecting certificates of insurance (COIs), stating they need to apply additional insured status to all persons or “indemnified parties” instead of limiting that status to persons with whom the parties have a contract.

The new product helps fill coverage gaps and provide substantive resources designed to protect organizations from existing and evolving D&O threats.

A rental dwelling experienced extensive damage by the tenant that the landlords found after the tenant was evicted for not paying rent.

The program offers a property and general liability package through their Franchise Hotel Program.

In 2021, the Great Reopening brought with it a return of the auto errors & omissions claim. Swiss Re received 183 of them last year and 2022 is on track to surpass it.

Despite the good news in the D&O market, uncertainty remains as the economy faces a period of higher inflation and a possible recession, which could lead to an increase in D&O claims.