Commercial Lines

As agribusiness owners face evolving and unique risks, they need insurance agents with industry insight and expertise to help mitigate exposures.

The experts weigh in on resources for developing a general checklist of questions to ask commercial applicants.

While this highly connective and interactive virtual environment produces productive conversations and important discussions, it also can introduce employment practices liability insurance risks to your business.

“If you’re not selling your client cyber insurance right now, someone else in your office really needs to be having that conversation,” says independent agent John Higdon. “Agents need to understand their clients, their point-of-sale system and their soft

Skyward is offering up to $2 million in general liability limits, $1 million in combined single limit auto insurance and $5 million in excess coverage.

Changes in health care are happening too rapidly for independent agents to assume the status quo for medical professional liability clients at renewal time.

Employees dropped and damaged a couch when moving it between buildings. The carrier says that the couch is not covered under the motor truck cargo policy once it has left the truck.

Coverage includes general liability and professional liability up to $2 million limits, $5 million per location and $10 million total limits.

Many businesses are cautious heading into the economic headwinds of a recession and may drop coverage to save money, making selling EPLI even more challenging.