Commercial Lines

The hard market, inflation and a host of other factors are making it increasingly difficult to accurately determine replacement cost for commercial property insurance.

​People often think change is expensive. But what about the cost of staying the same? When your business doesn’t invest in process improvements, including modern technology and automation, you run the risk of paying the price in the long run.

As carriers, InsurTechs and agencies drive more digitalization across the policy lifecycle, small commercial insurance is starting to look and feel more like personal lines.

CompScience reduces workers comp insurance costs for businesses by limiting the probability of injuries.

Agents can work with contractor and subcontractor clients to help them better understand the steps needed to lower risk on the job site.

Kelly Donahue-Piro, owner of Agency Performance Partners, sits down with two experienced agency presidents to share advice for how to interact with clients in the hard market.

In an evolving marketplace and increasingly litigious environment, educating A&E clients about purchasing professional liability coverage is particularly important.

The product offers general liability coverage for a range of small artisan contractors, both commercial and residential, and also includes subcontracted work.

These two factors could lead to higher experience modifications and increase premiums going forward.

A barge service was installing a boat lift for a client when the wind shifted directions and pushed the barge into another dock, causing $6,000 in property damage. The carrier is denying coverage because the boat was moved by the wind.