Beazley Updates Primary Public D&O Offering
Beazley’s directors & officers product has been redesigned and drafted with clear, concise and modern policy language.
Commercial Lines
8 Tips to Help Life Science Businesses Prevent Product Shortages
As life science businesses prepare for another flu season, and as COVID-19 cases increase, now is the time to encourage clients to take measures against product shortages.
Business Interruption: Special Form vs. Specified Causes of Loss
A client suffered a business income loss due to loss of internet and phone services. The service provider didn’t respond to inquiries for the reason of the loss of services, so the carrier denied the claim because it was unable to confirm the cause of los
2023’s First-Half P&C Underwriting Loss Just $2 Billion Below Loss for All 2022
Rising loss costs, above-average catastrophe activity, and the struggling personal lines segment—especially homeowners insurance—were factors listed as contributing to the losses.
Avoiding E&O Exposure When Turning Prospects into Long-term Clients
It is possible to offer a quote without substituting your judgment for your customer’s, which is a leading cause of E&O claims.
3 Ways to Advocate for Cyber Coverage
As people try to build their nest eggs in our current economic environment, cybercriminals are eyeballing their bank accounts more than ever. Here’s how to protect your customers.
Senate Holds Hearing on Challenges in the Property Insurance Market
The hearing highlighted the recent property insurance market turmoil due to the major disasters in Florida, Georgia, the Carolinas, California, Hawaii and Vermont.
Emerging Trends Shaping Environmental Liability Insurance
Trends that are likely to grow or emerge for environmental or pollution insurance policies throughout the rest of 2023.
Going Out of Business: Returning the Premium on a Cancelled Commercial Policy
The agency sent the return premium check to the first named insured but was informed the entity has dissolved and was requested to send the check to an individual.
How Reinsurance Rates Are Contributing to the Hard Market
After more than a decade of soft reinsurance rates, conditions changed considerably, with reinsurance rates increasing for catastrophe-prone property and specialty lines of business.
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