Commercial Lines

Update your processes to make all the difference for your farm clients when they need it most.

David Garcia, president of Rancho Mesa Insurance Services Inc. in San Diego, California, transitioned from a career in professional baseball to becoming the founder of a Best Practices agency with a unique approach to specialization.

Favorable loss ratios and an unprecedented decline in initial public offering (IPO) activity led to the softening of the directors & officers market, but signs point to impending changes.

ConvergeElements™ is a new cyber insurance product that provides small and midsize businesses with clear and confident cyber solutions.

Here are three foundational risk management considerations that agents should know to help improve clients’ insurability in the current architects & engineers liability market.

After leaving the family business—professional baseball—Garcia founded a grand-slam agency 25 years ago with his wife, Charlotte Garcia. A Best Practices agency for 17 years in a row, Rancho Mesa’s secret to success comes down to one thing … literally.

Across the real estate E&O sector, six-figure claims against property managers are becoming more typical.

The program includes auto, general liability, umbrella, property, crime, inland marine, equipment breakdown, professional liability, workers comp and conversion coverage.

In the employment practices liability market, the law that ended forced arbitration for sexual assault or harassment is likely to increase pressure on insurers responsible for paying for litigation in the short term.