4 Ways Agents Can Specialize in the Builders Risk Market
Most real estate projects require builders risk insurance, both during the course of new construction and when remodeling.
Commercial Lines
Providing Coverage for BPP Outside ‘100 Feet of the Premises’
A firewood company has $500,000 of stock on 12 acres, but the business personal property policy says it is only covered with 100 feet of the building.
3 Ways Commerce Is Evolving in a Hybrid World
Now that the urgency of the coronavirus pandemic has regressed, managers can spend more time sorting out the minute details of their hybrid schedules.
Quiet Firing and EPLI Risks in Remote and Hybrid Workplaces
A new workplace comes with new risks—and independent insurance agents should make their clients aware of the employment practices liability exposure.
Is Providing a Replacement Cost Estimate to Lenders an E&O Exposure?
Mortgage lenders are requiring agents to supply a replacement cost estimate (RCE) for refinance closings. Is this something the agents should be doing?
Perfect Storm Creates ‘Hardest Market Cycle in a Generation’
Rising economic and social inflation, supply chain constraints, catastrophic weather driving up losses, and historic cost increases for reinsurance has led to significant pressure on the property-casualty industry.
Rokstone Agriculture Launches Suite of New Products
In addition to traditional farm animals such as cattle, swine and poultry, Rokstone also offers coverage on various non-traditional species, such as giraffes, alpacas, elk and bison.
Widening Scope of PFAS Lawsuits Tightens Environmental Underwriting Restrictions
With the Environmental Protection Agency recently adding some variants of PFAS to its hazardous substance list, insureds have potential exposure for cleaning and reporting releases.
Builders Risk Insurance: Why Timing Is Everything
Whether you are securing coverage for personal lines or commercial lines clients, agents servicing course of construction accounts must grasp the importance of timing.
From the Front Lines: Emergency Services
“Whenever you work in a niche industry, you’re pretty much saying to somebody that this is our focus,” says independent agent Jerrad Van Coots. “The emergency services industry is so broad that you have to spend a lot of time learning and understanding it
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