Commercial Lines

Coverage typically includes protection against data breaches; business interruption loss; cyber extortion; data recovery and more for large corporations.

How do you explain how a wind or hail buyback policy works? And is a deductible applied to these types of policies?

​A carrier is adding BP 04 71 Exclusion – Volunteer Workers to every business owners policy, even on BOPs for contractors. The agent doesn’t understand why a carrier would want this exclusion on an entity with little to no volunteer exposure.  In C. Who Is An Insured, the BOP includes: Your “volunteer workers” only while performing duties related…

After a tumultuous few years, top industry analysts have weighed in with their predictions on what’s in store for the insurance industry in 2025.

​As we head into a new year, there’s no better time to equip producers with foundational insurance industry knowledge and concepts.

No independent agency is an island. Here’s how AI-driven cybercrime and digital outages are prompting carriers to tighten agency agreements with robust cybersecurity mandates.

Regular attention must be paid to keeping underlying coverages in place without any gaps, offering higher umbrella limits and recommending uninsured motorist/underinsured motorist coverage.

Fribourg’s experience working in a cybersecurity distributor startup firm led to the creation of BlueZone Cyber Solutions, which combines expertise in both insurance and cybersecurity.

Coverage provides comprehensive commercial insurance coverage for the high-risk adventure rental sector.