Commercial Lines

PFAS can be found in items from firefighting foam to food packaging, which means agents should be taking a hard look at all their commercial insureds for potential PFAS exposure.

Mistakes happen. Professional liability insurance protects both your customers and your personal assets.

The policy is designed to cater to the diverse insurance needs of businesses in the manufacturing, institutional, industrial and commercial sectors, focusing on those with medium-to-large scale operations.

By understanding the ins and outs of an ERISA bond and what it protects against, independent agents can better position themselves to offer this important coverage.

Although project contracts and insurance coverage offer essential protection, independent agents should encourage architects and engineers to remain vigilant with risk management and training to protect themselves from a volatile claims environment.

Sertis’ focus is on multifamily garden-style apartments with coverages including package, monoline general liability and monoline property with equipment breakdown.

The landlord, the tenant and the general contractor mistakenly believe the contractor’s additional insured endorsements are triggered by the lease agreement.

From inadequate coverage to unexpected costs and lawsuits, the risks of misclassification are real and can have a lasting impact.

“There is a growing focus on sustainability and green building practices in the construction industry, which can impact insurance requirements and the coverage needed,” says independent agent Jase Riggs.

Although commercial property insurance typically covers fire damage, the unique risks posed by lithium-ion batteries can often necessitate additional policy endorsements.