Commercial Lines

Off-Premise Business Interruption Coverage: ISO Fills in the Holes

If a food truck is damaged by a covered peril at the described premises of a catering service, the resulting loss of income can be covered by two different business income coverage forms. But if a food truck is damaged away from the premises, ISO has neve

On the Horizon

Independent agents can expect modest increases in commercial lines pricing to continue in 2014. Rate hikes are expected to remain in the low- to mid-single digits at best—better news than a softening market.

Turf War

Although the shift of selling personal insurance online is clear, new battle lines are being drawn in the commercial lines space. Independent agents still consider it their territory—but is that changing?

Navigating E&O Exposures for Workers Comp Claims

Each year, thousands of individuals become ill while employed or are injured on the job. In such circumstances, an employee may be entitled to workers compensation benefits as provided by federal and state law. And that means almost all businesses need ad

Reduce Agency E&O Exposures for Mobile Devices

Technology provides solutions for better and faster service. It also makes communicating with clients easier. But sometimes, technology makes communicating with customers too easy—and too easy to forget about the need to document communication.

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