Commercial Lines

How to Properly Insure Rented Space

An insured’s commercial general liability policy has some exclusions that make their agent question how the policy would respond if damage occurs to a storage unit for which the insured has a long-term lease.

Are Your A&E Clients Cutting Coverage Corners?

Cyber liability, design-build contracts and stricter insurance requirements are three coverage developments currently affecting the highly competitive architects & engineers market. Here’s how to protect your clients.

ProHost Adds EPLI to Restaurant Program

Employee claims of discrimination, wrongful termination, retaliation and more can be costly to a restaurant’s bottom line. To address these issues, ProHost USA rounds out its restaurant package with an employment practices liability insurance endorsement.

Hiscox Covers Threat-Induced Business Interruption

The global economic cost of terrorism reached an all-time high of $52.9 billion in 2014. A new product from Hiscox protects businesses from the consequences of responding to malicious threats.

When Should You Accept an Oral Claim Denial?

A condo association reports that a garage door malfunction damaged a unit owner’s car, but the general liability insurer denies coverage because the unit owner is an additional insured on the CG 20 04.

P-C Rates Close Out the Summer with No Change

Between July and August, commercial and personal lines insurance rates held steady for the third month in a row, according to the latest MarketScout pricing survey.

Create an E&O Culture at Your Agency

Not every agency can hire a winning trial lawyer with E&O experience as in-house counsel. Take these more feasible steps to prevent future E&O claims.

From the Front Lines: Architects & Engineers

Architects & engineers bring an infectious enthusiasm to their profession, says Mike Heatwole, who “fell into” the specialty at Schinnerer more than three decades ago.

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