Commercial Lines

How to Sell Cyber Insurance in a Competitive Market

As more businesses recognize the need for cyber liability insurance, how is the market changing? And how can you continue convincing your commercial clients that this coverage is worth the investment?

From the Front Lines: Cyber Liability

Ken Samson started his insurance career in high school and college, working summers at his dad’s independent agency. Now, his passion is talking about cyber liability insurance to anyone who will listen.

Never Misrepresent Policy Coverages on a COI

Do you understand the difference between an indemnitee and an additional insured? Modifying the language of certificates of insurance could have dangerous consequences.

D&O Insurance: Maximizing Coverage, Minimizing Costs

Want to help your D&O clients get the most bang for their coverage buck? Agents with the best negotiation techniques usually receive the best combinations of coverage and annual premium costs.

AFC Offers Insurance to Special Schools

Humanity Plus belongs to AFC’s broader Social Services Insurance Program, which offers coverage for a wide range of for-profit, nonprofit and social service organizations. AFC calls Humanity Plus “insurance with a purpose.”

How Agency Management Systems Can Help Defend E&O Claims

Too many errors & omissions claims still result in a he said/she said credibility dispute. Documenting all interactions with customers and carriers as well as every insurance transaction can be critically important in defending an E&O claim.

Sharing Economy Puts Pressure on Hotel Business

Young professionals are approaching their career primes, while sharing services like Airbnb make it easier to find a home away from home. In light of these cultural shifts, what do you need to know about your hotel insurance clients?

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