Remember in 1994 when Stella Liebeck spilled coffee in her lap, suffered third-degree burns and sued McDonald’s for damages? It’s a prime example of vicarious liability—just one of many unique exposures in the franchise industry.
Working at heights presents crane operators and scaffolders with a unique set of risks. In response, Ascinsure Specialty Risk has created a customized, all-lines product tailored specifically to crane and scaffold companies.
For every dollar a consumer spends in the U.S., 50 cents goes to a franchise. It’s not the simplest professional liability niche to sell and service, but your agency would be wise to consider playing in this space. Here’s what you need to know.
The many moving pieces of professional liability insurance make it a challenging market to service. For independent agent Dick Clarke, that’s exactly what makes it so enjoyable.
Interested in insuring wineries, breweries and distilleries? Here are five new risks affecting the space—and what you can do to make sure your clients have adequate protection for them.
For university leadership, high-risk drinking on college campuses has implications beyond student well-being—particularly when it comes to financial costs and legal liability.
Today, about 24.1 million Americans play golf. In response, Venture Insurance Programs expands availability of its PREFERRED CLUB® program—a package policy for private golf and country clubs—to 24 states.
If an insured attaches a gin pole winch to their truck to move items that belong to others, how would a BAP vs. CGL policy respond?
Insurance executives from around the world recently attended a roundtable event in Bermuda to discuss where the industry stands and what’s on the horizon.
Between September and October, average commercial and personal lines insurance rates moderated a percentage point each, to -2% and +1%, respectively.