Commercial Lines

In light of the upswing in E&O cases involving agents and certificates of insurance, an agency is doing all it can to take care of requirements. But no one is perfect.

The NCCI’s 2015 workers compensation insurance rate filings lean heavily to the decrease side, and this year marks the first positive combined ratio in several years. What’s driving workers comp pricing trends, and what’s on the horizon for you and your c

After a number of years in commercial banking, Hal Averette wanted to work with business owners in a broader way. As an independent agent, he quickly learned that most business owners view their employees as one of their biggest assets—and biggest potenti

Research suggests as many as 2.5-5% of U.S. prisoners are innocent. Prime Insurance Company now offers a product that protects policyholders if they find themselves arrested under suspicion of committing a serious crime.

Environmental insurance can be a profitable line of business for agents and brokers who become well-versed in this coverage. Make sure you’re not making these common environmental insurance coverage mistakes with your clients.

Since beginning his insurance career in 1990, independent agent Steve Shemwell has been a firm believer in the power of the niche. Now president of his own agency, Shemwell’s specialty centers mainly on contractor insurance.

According to a 2014 report by the Association of Certified Fraud Examiners, the typical organization loses 5% of revenue each year to fraud. XL Catlin, which has traditionally offered financial institution crime coverage, responds by stepping into the com

As families ditch Disney World in favor of dude ranches for a vacation destination, the opportunity to insure the outdoor adventure and hospitality market is growing.

If you make a poor match of policy form to a customer’s insurance needs, they could end up with an environmental insurance policy that will not insure 90% of their loss exposure. Here’s what you need to know about essential environmental coverage elements

Environmental risk management and insurance have become part of basic best practices for all commercial insurance professionals. How do fire insurance policies fit in?