How to Explain the Homeowners Market to Your Clients
As homeowners premiums increase agents can help create understanding through education on why costs are up and what coverage options are available for their clients.

As homeowners premiums increase agents can help create understanding through education on why costs are up and what coverage options are available for their clients.
The program includes a suite of commercial inland marine and general liability products, as well as additional optional coverages to meet unique exposures within the entertainment space.
Seventy-three percent of independent insurance agencies saw an increase in their agency errors & omissions renewal premium in 2024.
It’s important that homeowners who undertake home improvements talk to their agent about what they’re planning to do or what they have done to better understand how that affects their insurance premiums and coverage.
“A home is a major financial investment for most people and if something bad happens to it, inadequate insurance can ruin their financial lives,” says independent agent Kelley Kimble. “As a homeowner myself, the adequacy of the policy is the greatest factor in my purchasing decision.”
Cybercriminals are using artificial intelligence (AI) to make phishing harder to detect. Here are four security practices that small and midsize businesses can use to protect their organizations.
Every commercial client is impacted by environmental exposures, which means independent agents are in prime position to help them navigate the complicated environmental insurance market.
How independent agents can add value through comprehensive consultation and risk mitigation.
The new product provides access to managed threat intelligence to protect against cyber, reputational and physical risks, helping organizations reduce their digital exposure.
The Travelers Institute surveyed the cybersecurity landscape in major U.S. cities, including Washington, D.C. Here’s what companies can learn from the businesses operating in the nation’s capital.