Markets

From the Front Lines: RVs

Independent agent Tom Lucas has noticed some changes in the RV market. “We’re seeing companies coming in with replacement cost and disappearing deductibles that we didn’t see before,” he says.

From the Front Lines: Restaurants

Independent agent Andrew Bierschied moved into the insurance industry to “have a little more control over my own destiny, career-wise and financially,” he says.

From the Front Lines: Commercial Auto

Independent agent Steve Shoultz started Priority Risk Management from scratch 13 years ago—and he tries to cross-sell commercial auto whenever he can. “It’s much more difficult to find a qualified driver now because the economy is good and there’s high em

From the Front Lines: Flood

Independent agent Matt Evans didn’t set out to become an expert in flood insurance. But when his hometown in Iowa flooded, he didn’t have a choice.

From the Front Lines: Directors & Officers

Independent agent Rick Brownell Jr. joined his family’s agency 12 years ago and predicts that directors & officers insurance is “only going to become more important. A lot of responsibilities are being placed on boards to make more decisions.”

From the Front Lines: Commercial Umbrella

Before moving into insurance, Jeffrey W. Howard was an accountant. “In the public accounting world, you find a lot of issues with a company, but because of your required independence, you’re not allowed to consult and help fix that. That really irked me,

From the Front Lines: Environmental Liability

After starting her insurance career as a receptionist, Annie Johnson quickly moved up the ranks as a CSR and later joined The Hanover as a direct sales agent—until she and her husband decided they wanted to move back to Alaska and open an agency in their

From the Front Lines: Media Liability

Independent agent Mike Davis is a third-generation insurance agent. When Georgia passed a tax credit incentive for film and television production in the late 2000s, “we saw a huge opportunity,” he says.

From the Front Lines: Builders Risk

Independent agent Shelli Lucus-Kennedy comes from a family of developers. “I speak builder,” she says—and that has helped her carve out a significant niche in the construction industry over the course of her 40-year insurance career.

From the Front Lines: Special Events

Independent agent Robert Holmes is a meteorologist by education—and that unique background gives him a leg up when it comes to providing rain and event cancellation insurance for fairs, festivals and concerts.

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