Virtual University

What is the proper wording to reflect additional insureds on certificates of insurance (COIs)?

Which policy would a couple living in a retirement community need to cover their improvements? Would it also cover their golf cart?

Contractor B paid a fraudulent invoice for $26,000 to a hacker claiming to be Contractor A, and now doesn’t want to pay the legitimate bill.

An insured allows his employees to drive two of his personal vehicles for activities related to his auto repair buiness. Does PAP liability extend to the employees?

A commercial client has a third-party requirement of $1 million of employee dishonesty coverage. The agent can obtain a quote for $1 million of employee theft, but not employee dishonesty.

Nancy Germond, Big “I” executive director of risk management and education, explores the evolving landscape of middle market insurance in 2024 with Sandra Little, CEO of SKL Risk Consultants in Phoenix, Arizona.

If a customer of one of the tenants was injured in an auto accident in the parking lot, does the standard commercial general liability policy without the non-owned auto endorsement provide coverage for the landlord?

An insured is building a new home and plans to hire a moving company. If the moving company damages any of their personal property, is that covered under the Homeowners Policy Special Form 3?

A U.S.-based trucking client’s truck and cargo were stolen in Canada, but the carrier denied the claim due to a territorial exclusion. The loss happened “before the insured had a chance to read the policy.”

A client had car trouble and pulled into a private drive to investigate. The car leaked transmission fluid onto the driveway but the carrier denied coverage for the damage.