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A marina will often tow a non-owned trailer, with or without a boat, on marina property and occasionally on a public road. The carrier will not give the agency a definite answer about coverage.

Moving a book of business can protect client relationships, strengthen carrier partnerships and improve agency profitability. However, that can only be achieved when the strategy is clear and the execution is disciplined.

An agency frequently insures rental properties where the ownership structure is not straightforward. How much guidance should the agent give on how the named insureds should be listed?

An insured is listed as a covered individual on the drive other car endorsement of a business auto policy. He rented a vehicle personally and was involved in an accident. The carrier is denying the claim.

Here’s why industry designations, independent continuing education (CE) and industry skill training all play an important role in your education journey.

How does the unit owner recoup their investment? Does the association pay the market value of the unit to each unit owner?

A used car dealer purchased a pickup truck with a falsified title. The truck had been previously totaled. The customer is being prosecuted, but the car dealer wants to file a claim.

What wording should an agency use in the Description of Operations field? Should an agency include additional insured status and waiver of subrogation by default, or only when the insured asks?

A restaurant owner rents a building and has a tenant’s policy for contents and liability. A furnace caught fire and the owner says the tenant is responsible for the damage.

An elderly couple built a one-story dwelling on their property for themselves and sold the property’s primary dwelling to their child.