5 Foundational Insurance Concepts Producers Need to Know in 2025
As we head into a new year, there’s no better time to equip producers with foundational insurance industry knowledge and concepts.
Virtual University
Additional Insureds on a COI: Is the Word ‘Blanket’ Misleading?
What is the proper wording to reflect additional insureds on certificates of insurance (COIs)?
How to Handle a Request to Add ‘Indemnified Parties’ to a COI
An insured’s client keeps rejecting certificates of insurance (COIs), stating they need to apply additional insured status to all persons or “indemnified parties” instead of limiting that status to persons with whom the parties have a contract.
Certificates of Insurance: Requests to Certify an Owner-Controlled Insurance Program
How should the agency respond? And how can agencies curb the trend of COI requests becoming more and more onerous?
Who is Authorized to Sign Certificates of Insurance?
Must the person signing a certificate of insurance be licensed in all the states where the insured has exposure? Or must the signatory be someone with internal agency authorization?
Can You Check Both the Policy Aggregate and Per-Project Boxes on a COI?
It’s never a good idea to customize a certificate of insurance based on who’s asking for what.
Should You Issue ‘Blank’ Certificates of Insurance?
Can you fulfill a contractor’s request for a certificate of insurance without a certificate holder name so they can provide it as proof of insurance?
