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Couple the unique risk exposures of public entities with continued economic challenges such as inflation and labor shortages, and “Groundhog Day” may be set to continue.

The product is a streamlined site pollution liability policy providing coverage enhancements that are relevant to middle market and Fortune 1,000 companies.

Over the past 20 years, the number of individual specialty crops insured under crop insurance programs increased by 27%, and in October 2023 the USDA announced expanded coverage options for specialty-crop and organic producers.

After a shopping cart was blown 30 yards across a parking lot into a client’s car, the agent believes the windstorm damage is a comprehensive loss. The adjustor says the object is a collision loss because the object must be falling to be caused by a winds

Lugo shares his journey from intern to specializing in real estate insurance.

High net-worth individuals and farmers looking to diversify their income streams through agritainment must also factor in the potential risks associated with these types of operations.

“The current hard market conditions have been the most challenging hurdles to navigate in over 20 years,” says independent agent Jeff Johnson. “There are so many factors playing into this hard market, which make placing business more difficult than ever b

The agency errors & omissions environment has become more complicated, and the result has led to several implications for independent agencies.

In the event of a claim—dog-related or otherwise—would the carrier be able to declare the policy void back to inception due to fraud or material misrepresentation by the applicant?

In this bonus episode of Agency Nation Radio, Avery Moore, Brock Elliott, and Lisa Lemanski discuss how to maintain a positive culture during the hard market.