Can employers expect their workers compensation carriers to pay claims involving marijuana? And if an employer has a drug-free workplace policy in force, can they fire an employee for using marijuana either recreationally or for medical purposes?
If an employer’s hiring processes are too relaxed or they fail to invest in the proper insurance coverages, they could end up facing costly fines, potential lawsuits and possible reputational damage.
Should every agent have a copy of the agency agreement, or is there a better method?
“You can’t say, ‘We’re down, we’re flooded, we’re not available,’” says Richard Blades, chairman of Big “I” agency Wortham. “You have to be operating as close to business as usual as you can.”
How do you corner the workers comp market as an independent agent? First, learn experience mods inside and out, says Andrew Atkinson. Second, “it’s not enough to just know it—you have to know how to explain it to somebody who runs a business.”
It’s easy to place a professional liability policy for a nurse, CPA or attorney. But what about a canine beautician, private investigator, meteorologist or credit bureau? If you’ve ever been afraid of losing a professional liability client or prospect bec
General liability insurance does not provide coverage for errors & omissions.
After a restaurant owner finds the dead body of one of his employees in his walk-in cooler, the Health Department orders destruction of all stock and inventory in the cooler, as well as disinfection of the cooler.
New research indicates independent agents are shifting their focus from providing customer service to growing their businesses. How can you expand your business without jeopardizing service and retention?
Because auto insurance represents 43% of total insurance premiums, even slight shifts in the market have a profound impact on the rest of the industry—and driverless vehicles will be much more than a slight shift.
