Personal Lines

Surface Water…What Is It?

A Maryland agent asks, “Our insured suffered water damage to his basement when rain was blown in around and under the basement door. Apparently the door did not fit tight against the frame or floor, allowing wind-driven rain to enter the basement. Is this

On the Hook for Property Undervaluation

According to Marshall & Swift/Boeckh, more than 60% of U.S. homes are undervalued by an average of 25%. In some cases, according to MS/B, as much as 73% of an agency’s book of homeowners business may be undervalued by an average of 35%.

Surface Water…What Is It?

A Maryland agent asks, “Our insured suffered water damage to his basement when rain was blown in around and under the basement door. Apparently the door did not fit tight against the frame or floor, allowing wind driven rain to enter the basement. Is this

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