Condon Skelly is implementing a different collector vehicle underwriting game plan since its acquisition in 2010 by Pennsylvania-headquartered multilines program administrator NSM Insurance Group.
Hold Harmless Agreements Aren’t Harmless; Boomerang Kids; Auto Insurance Suspensions Revisited
Someone steals two baseball tickets from Ace’s friend Sean, who paid $1,600 for both tickets. But under Sean’s HO3 policy, the insurance company only gave him the face value–$240–for both tickets. Is the insurance company correct?
PAP Coverage for Military Personnel; Waivers of Subrogation
Is It BAP or CGL?; College Students and Auto Insurance; College Students and Homeowners Insurance
Ace’s pal Barry fears a meteor will strike his house and that any damage to his house wouldn’t be covered by his homeowners insurance. But Ace tells him that he probably has more coverage than he thinks.
PAP Delivery Exclusions; The CGL and Damage Caused by Landscapers; PAP Coverage for Valet Parking
While on a Caribbean cruise, Ace meets an unmarried couple who share a home together. He breaks the news that the boyfriend’s HO-3 policy doesn’t fully cover his girlfriend’s personal belongings—including the Rolex watch that she’s wearing.
Two Homeowners Myths; Business Income and Mortgage Payments; Auto Policies and Street Racing
Build It and They Will Sue; Save 15%, Lose $20,000; Intra-Family Lawsuits