Personal Lines

As new collector enthusiasts from Generation X and the millennial generation enter the market, agents have a great opportunity to work with an emerging segment.

“Selling classic car insurance is definitely a leg up,” says independent agent Kelly Haynes, “because clients call us for their regular auto or homeowners, and they don’t realize their local agent can offer classic car insurance too.”

As close to 76 million baby boomers reach retirement age, the classic car enthusiasts among them are looking to cash in on the hobby they hold so near and dear to their hearts.

As people continue to stay home, agents should advise homeowners to have an umbrella insurance policy that protects both the property and the people on it.

Pet insurance: what is it, what is covered and why should pet owners purchase it?

Why the coronavirus pandemic has accelerated the demand for usage-based auto insurance—potentially transforming the market forever.

When a commercial client includes a personally owned auto on the business auto policy, the agent must ascertain the legitimacy of the vehicle’s inclusion.

Owners love their cars, showering them with tender loving care. They want coverage that will take care of them, too. Classic car insurance is the best way to keep your client’s classic or antique car safe and sound.

Raphael began her insurance career in an operations role. Across more than 20 years in the industry, she has worked in risk management, product development, marketing and a higher-level operations position before moving to an independent agency in 2019 wh

What exclusions apply? What options are available for pet insurance for a client?