Personal Lines

If an agency uses a carrier’s property cost estimator evaluation tool to come up with a valuation on a risk, who is liable if the risk is underinsured?

If an agency uses a carrier’s property cost estimator evaluation tool to come up with a valuation on a risk, who is liable if the risk is underinsured?

Can townhouse exteriors be insured by each owner, with the homeowners association (HOA) insuring common areas?

“Inflation isn’t sparing the housing market, pushing up prices for homes and everything within them,” says independent agent Jake Sparrenberger. “Couple that with the rising frequency and severity of storms, and insurance companies find themselves footing

Driver assistance systems are decreasing the number of accidents, but the complex technology increases the costs and time to repair a car—making agents’ communications with clients all the more important.

Accumulation Advantage+ offers a premium bonus on the money placed in the annuity for the first 18 months, vested at a rate of 10% each contract year.

Home maintenance data and advice for agents to share with homeowners.

With hurricane season underway, now is the time for agents to work with community owners in hurricane-prone areas to assess their exposures.

Three years of historically high inflation has led to the target retirement savings amount rising more than 53% since 2020.