Independent agent Donny Chartier does not write any hotel/motel policies without employment practices liability insurance for two reasons: sexual harassment and age discrimination. “Right now, it’s the most important coverage a hotel owner can have,” he s
An insured is installing a new HVAC unit on the roof of a tall building. The insured plans to hire a helicopter service because a crane will not suffice. How does the agent protect the insured against the extra expense associated with a potential installa
Encova Mutual Insurance Group—the new brand of Motorists and BrickStreet—launched last month. IA talked with Encova CEO Dave Kaufman to learn more about what the carrier’s expanded product lines mean for agents and customers.
Excess & surplus licenses are increasing among independent agencies. Here’s why more of your peers are trying to get a piece of the pie—and when it might make sense for your agency to follow suit.
Every business relies on their equipment to keep their business running, which means explicitly designed equipment breakdown coverage is crucial.
In commercial lines, is is best to rely primarily on referrals for new business? Or is it better to branch out to other channels? Two independent agents debate the issue.
Errors & omissions claims happen, and many of the worst ones—those in excess of $1 million—come from the same lines of business and involve similar types of errors.
An agent receives a request for a certificate of insurance listing forms CG 20 10 11 85 and CG 20 37 10 01. But the carrier for the insured uses more recent editions of the forms—07 and 04, respectively.
As wildfires continue to ravage many areas of the U.S., the winery insurance market is feeling the pressure. What can winery insureds do to make sure they’re as attractive a risk as possible?
Munich Re’s Battery Performance Warranty Cover product is one of the first coverages in the world to make battery performance insurable.