Commercial Lines

With foot traffic down and remodeling needed to accommodate social distancing, commercial renovations are on the rise.

What are an agent’s obligations if it appears clear a business is improperly categorizing employees and not providing workers compensation coverage for them?

Hanover Accountants Professional Liability Advantage is designed to meet the needs of a broad range of accounting professionals, providing a variety of insuring agreements, supplemental coverages and coverage enhancements.

The Hanover 2020 Small Business Risk Report surveyed small business owners nationwide.

COVID-19 has the potential to drive price increases on lines of business that are impacted by this historic event, but if insurer finances also enter the picture it can be an entirely different story.

A PVC pipe burst and damaged the building’s concrete slab. The insurance carrier is excluding coverage for the pipe based on the “wear and tear” exclusion, and excluding coverage for the damaged slab because “foundations below the surface of the ground” a

Loadsure’s All-Risk Cargo product provides a low cost, instant way to minimize the inherent risks of using the spot market.

Insurance agents need to be careful and take appropriate steps to avoid errors & omissions claims that allege they failed to offer uninsured/underinsured motorist and umbrella coverage.