Commercial Lines

BAP: Who Must Be Listed as a Driver?

If an office employee occasionally drives a company vehicle to deliver mail or documents, do they need to be listed as a driver on the business auto policy?

P-C Rates Find Balance in 2019

Reflecting little change from the fourth quarter of 2018, first-quarter 2019 composite rates for commercial and personal lines were both up +2% compared to first-quarter 2018, according to the latest quarterly MarketScout pricing survey.

Autos and Loans: Personal or Commercial Exposure?

Using a personally owned vehicle for company business, purchasing a commercial property with a loan title in the name of the individual—sometimes the lines between personal and commercial exposures can blur.

Machine Shop Exposure: CGL or Bailees Policy?

An insured owns a machine shop where they rebuild and repair engines and other parts for cars and boats. What’s the best approach for insuring this type of business?

From the Front Lines: Environmental Liability

Independent agent Jack Adams believes the environmental insurance market represents “a tremendous opportunity for agents or brokers,” he says. “New policy sales are slowly increasing, coverage is still not widely understood and insureds are frequently una

From the Front Lines: Restaurants

Independent agent David DeLorenzo entered the restaurant insurance market because he wanted to focus on something that brought him “passion in life,” he says. “You’re there as not only an insurance person, but also someone who cares about the industry.”

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