Commercial Lines

Demand for environmental liability insurance is on the rise, but lack of experience poses a challenge in a complex market.

Glatfelter’s new comprehensive workers compensation program provides the option to write an entire account with a single-carrier solution.

A commercial insured shipped a part to the wrong location. After the part was shipped to the correct location, it arrived damaged. Due to the mix up, the carrier says the product is no longer an insurable interest.

As other markets ebb and flow, environmental liability insurance usually remains unaffected—but new exposures may be starting to bubble up from below the surface.

Changes in the environmental liability market means that “exposures can be found in all types of businesses,” says independent agent Bill Braley. “Coverage for environmental exposures has moved well beyond regulatory compliance and obvious pollution expos

What is the significance and use of the clause?

As the trucking market reacts to cascading nuclear verdicts, rising settlements and higher demand, insurance agents must raise their game. Here are four ways agents can help their trucking clients manage risk.

When it comes to trucking insurance, independent agency president Lance Smith says you should know not just insurance but also the issues and obstacles your clients face every day.

Rate increases over the past decade, higher loss severity and a myriad of regulatory changes have made the commercial trucking insurance market almost impossible to navigate.

With a $5-million aggregate limit in place, most agencies believe they are unlikely to be overcome by a series of small, unrelated claims in a single policy period. There is some truth to that but some peril, as well.