Commercial Lines

Here’s the story of how it helped one workers compensation client achieve a goal of zero injuries.

Professional liability is a specialized product that requires agents to spend time building an offering that addresses each insured’s specific needs. Here are three tips to offer specialized coverage.

Key product features include scalable property and general liability coverages to insure clients from the risks they are most likely to face within the industries they specialize.

A roofing company’s employee damaged customers’ roofs intentionally. The company’s carrier denied coverage because the occurence wasn’t an accident.

With nearly 6 in 10 nonprofits negatively impacted by COVID-19, independent agents have the opportunity to counsel their nonprofit clients on the issues they face.

The contractors professional liability market is experiencing turmoil it hasn’t seen since the early 2000s, resulting in less capacity and higher rates.

“Most recently, the biggest change has been the increase in building material costs,” says independent agent Gus Brabham on builders risk. “Making sure that the policies that are put into place consider the higher cost to rebuild as the project moves alon

In addition to workers compensation, Foresight now offers inland marine, motor truck cargo, contractors, equipment, and builders risk policies.

Now is the time agents can improve and add value to their client relationships as rates rise and capacity tightens within the builders risk marketplace.

Many contractors are still unaware of the professional services and pollution risks associated with their construction work. Independent agents can help clients cover such risks.