Commercial Lines

Overall claim severity and frequency decreased in 2020, according to a National Council on Compensation Insurance (NCCI) report.

By adopting the right tactics, independent insurance agents are uniquely positioned to win the battle for middle market clients.

​Like the driver who realizes they should have buckled their seatbelt after an accident, employment practices liability insurance is a coverage that most small businesses think they don’t need.

​Homes are selling like hotcakes—and while the cakes may be beginning to cool off slightly compared to this spring, the intense market still means real estate agents need the insurance coverage to match.

The new product protects contractors’ property, covers loss of income in the event of a loss and liability coverage protection from contractual liability and third-party lawsuits.

Never assume a small, closely held corporation is as simple as it appears. Asking this basic question can save a major headache.

The new business owners policy (BOP) offers a simple program at a low price for small salons, with options to tailor the policy to specific needs.

The biggest trend in commercial auto insurance is “increasing claims costs,” says independent agent Larry St. John. “Courts are deciding that the primary factor in major bodily injury claims is often distracted driving and the courts now believe an insure

A client purchased a commercial property at a sheriff’s sale and made a down payment. It will be three months before they receive the deed. Do they have an insurable interest?